Mi Pay is Xiaomi’s NFC-enabled mobile payment system integrated into MIUI for transactions, public transit, and QR-based transfers. It supports UnionPay and select banks for secure mobile payments.

Mi Pay is widely available in China on supported Xiaomi devices. It supports NFC QuickPass, QR checkouts, and bank card tokenization, and complies with PBOC standards. It covers over 20 banks and is a locally trusted mobile wallet, though used primarily by Xiaomi users.

The information regarding service availability in China is provided for general reference purposes only. Due to the dynamic nature of network conditions and regulatory environments, the actual accessibility of these services may vary over time and by location. Users are advised to verify the current status independently.